I'm NOT going to retire on this incentive plan. You are the first ones to hear it cuz I've only just this past little bit finally decided. The HR guy is desperate to get me out, so he fixed the dates so I'd qualify and then even got the retirement guy in Albany on the phone so we could conference - the guy did the numbers - MINUS the 25% reduction I'd get for being only 50... I would have enough to survive, but no money to save, or travel, or even get my car fixed should something go wrong.
And yes, I could go get another job, most likely minimum wage... but if I'm gonna have to work anyway, why throw away the salary I make now?????
So forget it. I might be desperate but I'm not stupid.
After all the crap I've gone through these past 30 years to get this far - no way - I can't and won't live on that amount for the rest of my life just cuz they're trying to make me crazy. I have a good income and have for the first time in my life, this past six months or so, have learned to enjoy a few luxuries that money can buy and I'm not givin' it up for a bunch of a-holes.
At least I'll have my 30 yrs in Dec. If I can make it just five more years (or unless another incentive rolls around) I can retire comfortably and be able to play all I want at the young 'ole age of 55 with 35 years of service and NO penalties.
But to say I'm now severely depressed is an understatement. There are no words. This just totally sucks. I know in the end it will all be for the good, but for right now... that's not doin' much to help.